Accepting ‘Cardholder Not Present’ Credit Card Payments (CNP)

'Card Not Present' (CNP) are transactions where the credit or debit Card and Cardholder are not present at the Point of Sale e.g.

• Mail or telephone orders.
• E-commerce transactions

These types of credit and debit card transactions are becoming increasingly popular with consumers and unfortunately equally appealing to fraudsters. There are additional risks associated with such card acceptance transactions as there is no opportunity to physically check the Card or the identity of the Cardholder.

The introduction of 3D Secure and CVV2 checking enhances payment security.

Key benefits

• Fast and convenient for Customers
• Improved cashflow
• Monthly statements
• Drives incremental spend

Guide to Accepting Card Not Present Transactions (e.g. phone or Internet transactions):*

General Retailer Guide*

Source: www.safecard.ie