'Card Not Present' (CNP) are transactions where the Card and Cardholder are not present at the Point of Sale e.g.
These types of transactions are becoming increasingly popular with consumers and unfortunately equally appealing to fraudsters. There are additional risks associated with such transactions as there is no opportunity to physically check the Card or the identity of the Cardholder.
The introduction of 3D Secure and CVV2 checking enhances payment security.