A

Authorisation

is the process of referring a transaction to the authorisation centre for approval for the transaction to go ahead and to verify that, at the time of the transaction, there is available credit on the relevant card and that the card has not been reported lost or stolen;

Authorisation Centre

is the AIB Merchant Services credit card centre or such other centre as we may from time to time establish and notify to you;

Authorisation Code

is a code number advised by the Issuer to us in respect of a particular transaction during the course of authorisation;

B

Bank

means Allied Irish Banks p.l.c;

Banking Day

means any day the Bank is open for business;

C

Card

is all valid and current payment cards approved by us and notified to you in writing from time to time;

Cardholder

means an individual, company, firm or other body to whom a credit or debit card has been issued and who is authorised to use that card;

Cardholder's Account

means an account in the name of the cardholder, as identified in the card Number;

Cardholder's Information

means any information in relation to a cardholder including any card Number and personal data;

Card Not Present or CNP

means an order for services where the card or the cardholder is not physically present at your premises at the time of the transaction, and includes Electronic Commerce Transactions and Mail/Telephone Transactions;

Card Present

means a transaction where the card is physically presented to you by the cardholder as the form of payment at the time of a sale;

Card Number

means the number displayed on a card identifying the cardholder's Account;

Chargeback

means a demand by Issuer or a Scheme to be repaid a sum of money by us in respect of a transaction which has been previously subject to Settlement and for which we have been paid by the relevant Scheme;

Chip

means an electronic device in a card which enables the card to communicate cardholder details to a Chip and PIN Terminal;

Customer Information Manual

means the customer information manual issued by us, setting out those detailed procedures and operating instructions you must follow in connection with accepting and processing transactions and its other obligations under the agreement;

CVV2/CVC2

means the three digit security code printed on the reverse of cards and intended to enhance the authentication of the card;

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First Merchant Processing (Ireland) Ltd T\a AIB Merchant Services is regulated by the Central Bank of Ireland site by digital agency dublin ebow