In addition to the traditional card acceptance solutions, we can provide you with a wide
range of value-added services, which can enable you to earn added revenues for your
business.
AIB Merchant Services believe in educating and informing our Merchants about compliance issues that may affect them. We are committed to adopting the latest security standards to prevent fraud and minimise risk and offer you support with PCI DSS (Payment Card Industry – Data Security Standard) through our dedicated risk team. PCI DSS is the security requirements for Merchants and service providers, who store, manage or transit Cardholder data. It is the uniform set of security standards that all the major card associations have agreed will govern the protection of Cardholder information.
We support both Verified by Visa and MasterCard SecureCode. These programs have been set up by the Card Schemes to ensure security for Cardholders when they use their Credit Card online. The Cardholder must register with their respective Card Scheme. The Cardholder also provides an additional piece of information to verify that the correct person is making the purchase.
This gives you the ability to either take payment and settle in your own currency or consolidate to a single currency of your choice. AIB Merchant Services support a comprehensive pan-European, multicurrency platform.
This facility enables Cardholders from overseas to pay for their purchases in their own currency, allowing the Cardholder to undertake the transaction cost in their own currency.
DCC offers your business a further revenue stream through international currency conversion fees. This facility is suitable for businesses that receive high volumes of tourists or overseas Customers.
Gift Cards can drive revenue through increased traffic, encouraging loyalty and building repeat business and can be easily integrated into your existing terminals.
For hospitality Merchants, the terminal can be programmed to accept a gratuity facility within the overall Card payment transaction.
You can process Mobile Top Up payments through your terminal, offering an additional service to your Customers. You can also increase revenue through the commissions received for issuing the Mobile Top Ups.
A service that benefits both you and your Customer as cash withdrawal is allowed whilst making a Card purchase. Additional benefits to you include -