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Additional Merchant Services

In addition to the traditional credit and debit card acceptance solutions, we can provide you with a wide range of card acceptance value-added services, which can enable you to earn added revenues for your business.

These card processing services include:

Compliance and Risk support Card Processing

AIB Merchant Services believe in educating and informing our Merchants about compliance issues that may affect them. We are committed to adopting the latest credit and debit card processing security standards to prevent fraud and minimise risk and offer you support with PCI DSS (Payment Card Industry – Data Security Standard) through our dedicated card payment risk team. PCI DSS is the security requirements for Merchants and service providers, who store, manage or transit Cardholder data. It is the uniform set of security standards that all the major card processing associations have agreed will govern the protection of Cardholder information.

We support both Verified by Visa and MasterCard SecureCode. These programs have been set up by the Card Schemes to ensure security for Cardholders when they use their Credit Card online. The Cardholder must register with their respective Card Scheme. The Cardholder also provides an additional piece of information to verify that the correct person is making the credit or debit card purchase.

Multicurrency Card Processing

This gives you the ability to either take card payment and settle in your own currency or consolidate to a single currency of your choice. AIB Merchant Services support a comprehensive pan-European, multicurrency card processing platform.

Dynamic Currency Conversion (DCC) Card Processing

This facility enables Cardholders from overseas to pay for their credit and debit card purchases in their own currency, allowing the Cardholder to undertake the transaction cost in their own currency.

DCC offers your business a further revenue stream through card processing international currency conversion fees. This facility is suitable for businesses that receive high volumes of tourists or overseas Customers.

Gift Card Processing

Gift Cards can drive revenue through increased traffic, encouraging loyalty and building repeat business and can be easily integrated into your existing card payment terminals.

Gratuity facility (tipping) Card Processing

For hospitality Merchants, the card acceptance terminal can be programmed to accept a gratuity facility within the overall Card payment transaction.

Mobile Top Up Card Processing

You can process Mobile Top Up payments through your card acceptance terminal, offering an additional card payment service to your Customers. You can also increase revenue through the commissions received for issuing the Mobile Top Ups.

Purchase With CashBack (PWCB) Card Processing

A card processing service that benefits both you and your Customer as cash withdrawal is allowed whilst making a credit or debit Card purchase. Additional benefits to you include -

  • Less cash on your premises
  • An additional service to offer your Customers
  • Improved security

Our Merchant Services Customer service team is available to offer guidance and advice on any of our credit and debit Card acquiring services or sales queries you might have.

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