Corporate Payment Solutions

Business Merchant Services

AIBMS is one of Europe’s largest Tier One Acquiring Banks, holding a PAN-European Acquiring Licence since 1979 and processing Billions in value per week on behalf of our clients.

Fiserv, our majority shareholder, provides our card processing technology via the innovative, market leading eMAX Platform and has global electronic payments expertise spanning over 40 years. With 44,000 employees and a presence in over 66 countries and territories worldwide – including offices in 34 countries across the EMEA region – Fiserv is regarded as the industry’s greatest innovator on a truly global scale. As such, AIBMS’ clients enjoy the benefit of the world’s leading infrastructure coupled with the advantages of partnering with a specialist, niche Acquirer.

“The Way Money Moves”

Fiserv enables money movement for thousands of financial institutions and millions of people and businesses in a world that never powers down.

  • 1.4B – Global accounts on file
  • 6M – Merchant locations globally
  • 12,000 – financial transactions per second

What we offer

At a minimum, AIBMS offer:

  • Over 200 Authorisation Currencies and 18 Settlement Currencies.
  • No AIBMS FX surcharges – we utilise the fair currency exchange rates as provided by the Card Schemes.
  • Dynamic routing to improve Authorisation responses, manage Interchange costs and a commitment to deliver the most optimum Interchange Tier.
  • Transparent and highly competitive Merchant Services fees.
  • Market leading reporting and online reconciliation tools, Online Chargeback and Fraud support along with proactive engagement.
  • Exceptional Relationship Management with two dedicated contacts to manage all large Corporate accounts.
  • Detailed analysis of Authorisation success to drive business revenues.
  • Multifunctional MIDs providing a simple flat hierarchy with flexible settlement options.
  • DCC and MCP capabilities for all verticals.
  • Our own in-house Payment Gateway solution, alongside support for 30+ additional PSPs, allowing our Clients total flexibility in their choice of provider.
  • Faster Payouts through Single Message transactions.
  • Global processing capabilities via our membership in the International Airline and Global Acquiring Programmes. AIBMS are one of only two Acquirers worldwide approved by Visa for membership of the Global Acquiring programme.

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