Business Funding
Simple, Flexible Finance for Irish Businesses
Growing a business often means investing in new opportunities, whether that’s purchasing stock, upgrading equipment, launching a marketing campaign or expanding your premises. When cash flow is tight, accessing additional funding can help you take the next step with confidence.
Business Funding, available through AIB Merchant Services in partnership with YouLend, provides eligible businesses with access to a flexible funding solution designed to support growth, without the lengthy application processes often associated with traditional lending.
Apply NowIn partnership with YouLend
Business Funding
What is Business Funding?
Business Funding is a flexible funding solution for small and medium-sized businesses. Through YouLend, eligible businesses can apply for funding from €1,000 up to €500,000, subject to approval. Unlike many traditional loans, repayments are linked to your sales, making it a flexible option for businesses with seasonal or fluctuating revenue.
Benefits and application process
Benefits of Business Funding
Apply in Four Simple Steps
01
Fast & Simple
Apply online in minutes and receive a personalised funding offer quickly. Once approved, funds can be transferred to your account within a few working days.
02
Use the Funds Your Way
Whether you're investing in stock, equipment, marketing, staffing or business expansion, you can use the funding in a way that works for your business.
03
Repay Based on Your Sales
Repayments are linked to a percentage of your card transaction volume, meaning you pay less during quieter trading periods and more when business is busy.
04
Clear and Transparent
Track your balance and repayment progress through your dedicated YouLend portal.
05
Funding That Fits Your Business
Eligible businesses can access funding from €1,000 to €500,000, depending on business performance and eligibility criteria.
01
Complete Your Application
Apply through the YouLend website in less than five minutes.
02
Receive a Personalised Offer
You'll receive a tailored offer based on your business performance.
03
Get Funded
Once accepted and approved, funding can be deposited into your account within a few working days.
04
Repay Automatically
Repayments are automatically collected as a percentage of your daily card sales, helping to keep cash flow manageable.
Ready to Apply?
You'll be redirected to the YouLend website to complete your application.
In Partnership with YouLend
"This flexible funding solution allows me to make the most of my cash flow and invest in stock and marketing to help grow my business."
- 10+ countries live and funding
- 370,000+ businesses funded
- Excellent Trustpilot rating
faqs
-
Frequently Asked Questions
What is Business Funding?
Business Funding is a flexible funding solution provided by YouLend and available to eligible AIB Merchant Services customers.
You can find the YouLend Terms of Use here.
How do repayments work?
Repayments are automatically collected as a percentage of your card transaction volume, helping repayments align with business performance.
What are the costs?
Your personalised offer will clearly outline the total amount to be repaid before you accept the funding.
What if I'm not a AIB Merchant Services customer?
Please contact the AIB Merchant Services team to discuss your options and eligibility.
Apply Through YouLend
Apply Online
Complete the online application form and receive a personalised offer in minutes.
Contact YouLend
If you have any questions about your application or funding offer, contact the YouLend support team.
Not Yet a Clover Customer?
Get in touch with the Clover Sales team to learn more about Clover and Business Capital
Providing support for your needs
