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Dynamic Currency Conversion

GlobalChoice™ allows your international customers to make purchases by card in their home currency.


More choice for your customers – your international customers can use your AIBMS terminal or Authipay facility to pay in their billing currency, and you won’t have to worry about foreign exchange rates or handling multiple currencies.

Accept a wide range of currencies – your Terminal or Authipay facility has been configured to handle all major currencies, including Euro, Sterling, US Dollar, Australian Dollar, Hong Kong Dollar, Danish Kroner, Swedish Kroner, South African Rand, Canadian Dollar, New Zealand Dollar, Swiss Franc, Norwegian Kroner and Japanese Yen.

Earn GlobalChoice™ Rebate – AIBMS will credit you a quarterly rebate on your AIBMS statement, subject to the terms and conditions in your Merchant Processing Agreement.


  • Using your AIBMS Terminal or Authipay facility, the service is embedded seamlessly into the normal transaction process.
  • The currency conversion is calculated instantly.
  • Your customer enjoys full transparency and a wide choice of currencies.
  • There are no changes required to your terminal fees, settlement amounts or payment processing times.
  • There is a commission share rebate available through selected terminals. Contact us for more information.

How does GlobalChoice™ operate?

GlobalChoice™ is designed to work without any operational changes to your merchant account, in four simple steps.

  1. Identification: Your AIBMS Terminal or Authipay facility will automatically identify international credit and debit cards during the authorisation stage.
  2. GlobalChoice™ Offer: If AIBMS identify an international card, your customer may be offered the choice to pay in their home currency. To assist them in their choice, your customer will be able to view the foreign exchange rate, foreign exchange margin and compare both amounts on the terminal screen.
  3. Settlement: Regardless of the choice your customer makes, AIBMS will always settle the transaction in your terminal currency, for the full sale amount.
  4. Rebate: At the end of each month, AIBMS will calculate a rebate payable as a credit to your merchant services statement in respect of GlobalChoice™ transactions processed on your terminal. (These credits will be made quarterly in arrears).
AIB Merchant Services - Authipay

Seamless Authipay Integration

GlobalChoice™ now allows you to convert your customers currency instantly using your Virtual Terminal or Checkout page easily using Authipay.

Authipay is a convenient and cost-effective way to process payments online. It combines a payment gateway with merchant account services in one handy service.

Learn more about Authipay

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© 2020 First Merchant Processing (Ireland) DAC trading as AIB Merchant Services. All Rights Reserved. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners. First Merchant Processing (Ireland) DAC is a joint venture between Allied Irish Banks, p.l.c. and First Data Corporation. The joint venture is a separate legal entity from Allied Irish Banks, p.l.c. and its subsidiary companies. "AIB" and the AIB logo are the registered trademarks of Allied Irish Banks, p.l.c. and are used under licence by First Merchant Processing (Ireland) DAC. First Merchant Processing (Ireland) DAC, trading as AIB Merchant Services, is regulated by the Central Bank of Ireland.

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